Terms of Service | Radius Commercial Auto Insurance

Radius Commercial Auto Insurance

Terms of Service

Effective date: September 9, 2026  ·  Last updated: September 9, 2026

These Terms of Service ("Terms") govern your use of the websites, quote forms, and communication services provided by Radius Commercial Auto Insurance ("Radius," "we," "us," or "our"), a d/b/a of Devon Property & Casualty Company Inc. By using our site or submitting a form, you agree to these Terms. If you do not agree, please do not use the site.

1. Who We Are

Radius Commercial Auto Insurance is a licensed insurance agency. We are an agency, not an insurance company. We do not underwrite risk, issue policies, or pay claims. We arrange coverage with licensed insurance carriers, and any policy you purchase is a contract between you and that carrier, governed by the policy's own terms.

2. Quotes Are Estimates, Not Coverage

Any premium, quote, or indication we provide is an estimate based on the information supplied and is subject to carrier underwriting, verification, and approval. A quote is not a binder and does not create coverage.

No coverage is bound, changed, or cancelled until we confirm it to you in writing. Requests submitted through this website, by text message, by voicemail, or by email are not effective until we acknowledge them.

3. Your Responsibilities

You agree to provide accurate and complete information about your operation, vehicles, drivers, cargo, and loss history. Insurance applications rely on your representations. Inaccurate or incomplete information can result in a higher premium, a declined application, or a carrier rescinding or denying coverage.

You also agree that you are authorized to provide any information you submit about your business and its drivers, and that you will not use our site or messaging services for any unlawful purpose.

4. Text Messaging

If you opt in to text messages, message frequency varies and message and data rates may apply. Reply STOP at any time to opt out and HELP for assistance. Consent to receive text messages is not a condition of purchasing any product or service. Mobile carriers are not liable for delayed or undelivered messages. Text messaging is not a secure channel and is not monitored continuously — do not use it to report a claim, request emergency assistance, or send sensitive documents.

How we handle your mobile number and opt-in data is described in our Privacy Policy.

5. Claims and Urgent Matters

Report claims directly to your insurance carrier using the claims number on your policy or insurance card. We can assist, but reporting a claim to us does not substitute for reporting it to the carrier, and delays in reporting may affect coverage.

6. Website Content

Information on this site is general and for informational purposes only. It is not legal, tax, or financial advice, and it does not describe the terms of any specific policy. Coverage availability, terms, and pricing vary by carrier, state, and individual risk. In every case, the issued policy controls.

7. Intellectual Property

The content, layout, graphics, and marks on this site are owned by Devon Property & Casualty Company Inc or its licensors and may not be copied, reproduced, or used without our written permission.

8. Third-Party Links

Our site may link to carrier portals, payment processors, and other third-party sites. We do not control those sites and are not responsible for their content, practices, or availability. Their terms and privacy policies govern your use of them.

9. Disclaimer of Warranties

This website and our communication services are provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.

10. Limitation of Liability

To the fullest extent permitted by law, Radius Commercial Auto Insurance and Devon Property & Casualty Company Inc will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of your use of this website or our messaging services. Nothing in these Terms limits any duty we owe you as your licensed insurance agent, or any liability that cannot be limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Radius Commercial Auto Insurance, Devon Property & Casualty Company Inc, and their officers and employees from claims arising out of your misuse of this site or your violation of these Terms.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any dispute arising from these Terms or your use of this site will be brought in the state or federal courts located in Broward County, Florida.

13. Changes to These Terms

We may update these Terms at any time. The effective date above shows the most recent revision. Continued use of the site after a change means you accept the revised Terms.

14. Contact Us

Radius Commercial Auto Insurance

a d/b/a of Devon Property & Casualty Company Inc

2031 Harrison Street
Hollywood, FL 33020

Phone: 1-855-5RADIUS (1-855-572-3487)

Email: [email protected]

© 2026 Devon Property & Casualty Company Inc, d/b/a Radius Commercial Auto Insurance. All rights reserved.